Your first year, planned.

Settle in safely.

• Change or rekey exterior locks.
• Locate the main water shutoff, electrical panel, and gas shutoff.
• Test smoke and carbon monoxide detectors; replace batteries.
• Set up utilities, trash, and recycling service.
• File important closing documents in a safe place.
• Update your address with banks, employers, and agencies.

Build your routines.

• Review your first mortgage statement and escrow details.
• Ask your county about any homeowner tax credits you may qualify for.
• Create a home maintenance savings account.
• Replace HVAC filters and note the replacement schedule.
• Make a list of trusted contractors and service providers.

Recover from winter.

• Clean gutters and check downspouts drain away from the house.
• Service the air conditioning system.
• Inspect the roof, siding, and windows for winter damage.
• Check for drafts or moisture in the basement or crawl space.

Care for the outside.

• Check decks, railings, and walkways.
• Trim trees and shrubs away from the house.
• Clean the dryer vent.
• Watch for pests and address entry points.

Prepare for colder weather.

• Service the heating system.
• Clean gutters after leaves fall.
• Disconnect hoses and protect outdoor faucets.
• Seal gaps around doors and windows.

Stay safe and warm.

• Keep walkways clear and have ice melt on hand.
• Watch for ice dams and frozen pipes.
• Test smoke and CO detectors again.
• Review your homeowners insurance coverage before renewal.

Look back and plan ahead.

• Review your escrow analysis and any payment change.
• Compare actual maintenance spending to your budget.
• Check your property assessment notice and appeal options.
• Set next year’s home project priorities.