Six tabs. One clear picture.
Fill it in at your own pace. Everything stays on your own computer—nothing you type in the workbook is sent to this website.
Free. Works in Microsoft Excel and most spreadsheet apps.
Debt Accounts · blank preview
Illustration of the blank layout—no real data.
What's inside
Start Here
How to use the workbook, what to gather first, and a reminder to keep your copy private.
Debt Accounts
One row per account: creditor, type, balance, status, and the plan you choose for it.
Payment Log
Record each payment you make—date, account, amount, and confirmation details.
Payment Schedule
Map upcoming due dates and planned payments so nothing slips through the cracks.
Follow Ups
Track calls, letters, disputes, and promised callbacks with dates and outcomes.
Dashboard
A summary view of balances, payments made, and open follow-ups as you progress.
Educational and organizational tool only. This tracker is not credit repair, financial, legal, or lending advice. Using it does not guarantee any credit score change, debt outcome, or mortgage approval. Talk with a licensed lender, HUD-approved housing counselor, or qualified professional about your situation. Campbell & Co. does not see or store anything you enter in the workbook.
Optional: want to talk about your homebuying plan?
Have a bigger question? Share a little more about your plans here.